Privacy Policy
Last Updated: January 7, 2026
At Ideal Personal Loan (ideal-loankl.com), we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard the information you provide to us through our website, in compliance with the Personal Data Protection Act 2010 (PDPA) of Malaysia and Google Ads policies.
By using this website and submitting your information, you consent to the data practices described in this policy.
1. Information We Collect
We collect information that you voluntarily provide to us via our online application forms or contact channels. This includes:
- Personal Identification: Name, Phone Number.
- Financial & Employment Information: Monthly Salary, Job Title, Loan Amount Required, and Loan Purpose.
- Location Data: State/Area of residence (to ensure you are within our service coverage of KL & Selangor).
2. How We Use Your Information
The information collected is used strictly for the following purposes:
- Loan Assessment: To evaluate your eligibility for our personal or business financing schemes.
- Communication: To contact you via phone or WhatsApp regarding your loan application status.
- Customer Service: To answer your enquiries and provide financial consultation.
- Legal Compliance: To verify identity as required by the Moneylenders Act 1951.
We strictly do not sell, trade, or rent your personal identification information to third parties.
3. Data Security
We implement a variety of security measures to maintain the safety of your personal information. Your data is stored on secure servers and is only accessible by authorized personnel involved in the loan processing workflow.
4. Google Ads & Cookies
Our website uses cookies and similar technologies to improve user experience and for marketing purposes.
- Google Ads: We use Google Ads to advertise our services. Google may use cookies to track conversions (e.g., to see if you submitted a form after clicking an ad). This data is anonymous and does not contain your personal financial details.
- Opt-Out: You can opt out of Google’s use of cookies by visiting Google’s Ad Settings.
5. Third-Party Links
Our website may strictly offer services related to our own licensed money lending activities. We do not host third-party advertisements.
6. Contact Us
If you have any questions regarding this Privacy Policy or wish to withdraw your consent/delete your data, please contact us at:
Ideal Personal Loan
- Address: 8b, Jalan USJ 9/1, Subang Jaya, Selangor.
- License No: WL7819/10/01-2/201126
- Email: [email protected]