Looking for the best
Personal Loan Packages?
Fast, Easy & Safe
Apply & Get Loan Today!
Looking for the best
Personal Loan Packages?
Fast, Easy & Safe
Apply For Your Loan Here!
About Us
Ideal Personal Loan is one of the best licensed moneylending companies in Malaysia, who have built our business around helping people like you find an affordable loan that fits your credit situation. As a licensed money lender company, we are registered with the Kementerian Perumahan dan Kerajaan Tempatan (KPKT) and have stringently followed all relevant laws related to the Moneylenders Act.
Our offices and agents are based throughout the Klang Valley, and our service is trusted by over 150,000 customers. Our company culture is centered around creating the best loan experience for you, including:
Offering the best loan package for your needs
Helping you and over 150,000 people get a loan
Listening and caring about your situation and doing what’s right for you
Speedy service, so that you can get your cash as soon as possible
Personal Loan
Our most popular offering, a personal loan is flexible and can be customized to your needs. People take personal loans for a wide variety of reasons, including for weddings, renovations, travels, medical expenses, and so on.
Collateralized Loan
Borrowers who use collateral (a valuable asset or item) to guarantee their personal loan can enjoy lower interest rates and flexible payment terms. Ask our consultants if your asset is eligible to be used as collateral – and save money in the long run!
Balance Transfer
Have other loans you want to get rid of? Unite them all under a single loan with us! You’ll enjoy lower interest rates and the convenience of only managing one loan – less stress, and less risk of any missed payments!
Why Choose Us?
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Licensed and Certified Ideal Personal Loan is licensed under KPKT and complies with the laws of the Moneylenders Act 1951. We care for your safety – please approach our customer service personnel if you have any questions about our licensing. |
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Instant Loan Approvals You need cash quick – we understand that! We have streamlined our application processes in order to expedite the experience, in order to give you a pleasant and efficient loan experience. |
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Experts in KL & Selangor We are established financial experts in KL & Selangor, and have helped thousands of Malaysians find the financial solutions they need for 15 years. |
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24/7 Customer Service Our customer service team is trained to walk you through the loan application process and are ready to assist you if or when you need help. They are discreet and committed to keeping your personal information safe. |
Testimonials
| Syafiqah, CM No complaints so far.. I am already on my third loan from Ideal Personal Loan. First was for my son’s wedding, and the other 2 were for medical bills – the process is easy and I would recommend to anyone needing personal loans. |
| Daniel, Finance Initially I tried to apply but was not eligible because I didn’t have a steady job at that time. But once I got my current job I tried to reapply, and got approved very fast. So just make sure you have some stable income when you apply, should be easy to get! |
| Elaine, HR I got scammed before, so before I applied for my loan here I double checked that Ideal Personal Loan is under KPKT. Then only I applied. I trust them because they follow the laws in Malaysia and the interest rate is reasonable. |
General loan information:
Annual interest rate is between 12% to 18%*. Loan term is between 90 days to 24 months.
For example, a loan of RM1,000 for a term of 1 year with a monthly interest rate of 1.5%, will incur a total repayment value of RM1,180. No associated fees.
**This information is meant to illustrate general loan terms offered by companies in Malaysia.
For more specific information, please contact us using the form above. T&C apply.