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Personal Loan Packages?

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We accept Applicant:
1. Malaysian
For KL, Selangor & Seremban only.
2. Salary Through Bank
with Salary Slip
3. Personal Loan only
We do not accept Business Loan

About Us

Ideal Personal Loan is one of the best licensed moneylending companies in Malaysia, who have built our business around helping people like you find an affordable loan that fits your credit situation. As a licensed money lender company, we are registered with the Kementerian Perumahan dan Kerajaan Tempatan (KPKT) and have stringently followed all relevant laws related to the Moneylenders Act.

Our offices and agents are based throughout the Klang Valley, and our service is trusted by over 150,000 customers. Our company culture is centered around creating the best loan experience for you, including:

 Offering the best loan package for your needs

 Listening and caring about your situation and doing what’s right for you

 Helping you and over 150,000 people get a loan

 Speedy service, so that you can get your cash as soon as possible

Personal Loan

Our most popular offering, a personal loan is flexible and can be customized to your needs. People take personal loans for a wide variety of reasons, including for weddings, renovations, travels, medical expenses, and so on.

Collateralized Loan

Borrowers who use collateral (a valuable asset or item) to guarantee their personal loan can enjoy lower interest rates and flexible payment terms. Ask our consultants if your asset is eligible to be used as collateral – and save money in the long run!

Balance Transfer

Have other loans you want to get rid of? Unite them all under a single loan with us! You’ll enjoy lower interest rates and the convenience of only managing one loan – less stress, and less risk of any missed payments!

Why Choose Us?

Licensed and Certified
Ideal Personal Loan is licensed under KPKT and complies with the laws of the Moneylenders Act 1951.
Instant Loan Approvals
You need cash quick – we understand that! We have streamlined our application processes in order to give you a pleasant and efficient loan experience.
Experts in KL & Selangor
We are established financial experts in KL & Selangor, and have helped thousands of Malaysians find the financial solutions they need for 15 years.
24/7 Customer Service
Our customer service team is trained to walk you through the loan application process and are ready to assist you if or when you need help.
Click here to apply!

Testimonials

I got scammed before, so before I applied for my loan here I double checked that Ideal Personal Loan is under KPKT. Then only I applied. I trust them because they follow the laws in Malaysia and the interest rate is reasonable.

Elaine Lam HR

Initially I tried to apply but was not eligible because I didn’t have a steady job at that time. But once I got my current job I tried to reapply, and got approved very fast. So just make sure you have some stable income when you apply, should be easy to get!

Daniel Haqeem Finance

No complaints so far.. I am already on my third loan from Ideal Personal Loan. First was for my son’s wedding, and the other 2 were for medical bills – the process is easy and I would recommend to anyone needing personal loans.

Syafiqah Harisah CM

General loan information:

Annual interest rate is between 12% to 18%*. Loan term is between 90 days to 24 months.

For example, a loan of RM1,000 for a term of 1 year with a monthly interest rate of 1.5%, will incur a total repayment value of RM1,180. No associated fees.

**This information is meant to illustrate general loan terms offered by companies in Malaysia.
For more specific information, please contact us using the form above. T&C apply.

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Looking for Low Interest Loan?
Looking for Personal Loan?
For KL & Selangor only.